< Community Spirit Credit Union
 


Community Spirit Credit Union

"Where people are worth more than money"

The credit union was founded in 1937 for the
 employees of Joseph E. Seagram & Sons in
Lawrenceburg, Indiana and their families.
The purpose of the credit union was to
provide an affordable source of borrowing
 and to promote thrift among its members.

Currently the credit union serves anyone
 working or residing in Dearborn, Ohio,
 Ripley, and Switzerland counties.

Mission Statement

The mission of the Community Spirit
Credit Union as a non-profit organization,
 is to provide its members with reasonably
 priced financial services in an attempt to
 improve the quality of their lives.

 

 

Rates are Effective As of December 31, 2016
Savings Rates APY*
Regular Shares & Kid's Club $5.00 to $9999.99 .10% .10%
$10,000.00 to $19,999.99 .15% .15%
$20,000.00 to $39,999.99 .30% .30%
$40,000.00 & Above .40% .40%
IRAs 1.00% 1.00%
Christmas Club .15% .15%
Fees may reduce earnings. Rates vary after the account is opened
NOTICE
: Rates, terms and conditions are subject to change without notice.

 

Share Certificates Term  APY*
12 months 0.50%
24 months 0.60%
36 months 0.80%
*annual percentage yield
NOTICE: Rates, terms and conditions are subject to change without notice.
Early withdrawal penalty may apply.
 
 
Notice Rates, terms and conditions are subject to change without notice
Loan Rates APR
Description   AS LOW AS**
New Auto   2.90%** Apply Now
Used Autos ( 5 years old and newer )   2.90%** Apply Now
Motorcycles & Campers   same as cars
**ACTUAL RATE BASED ON CREDIT HISTORY
NOTICE: Rates, terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individiual credit worthiness.