Community Spirit Credit Union

JULY 3, 2009

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Welcome to YOUR Credit Union! Reach us at 812-537-0928 - IF YOUR VISA DEBIT CARD IS LOST OR STOLEN AFTER BUSINESS HOURS - PLEASE CALL -1-800-523-4175

Used Cars! Lemons Or Lemonade?

There was a time that buying a used car was said to be the same as buying someone else's troubles. But today, vehicles are much more reliable and your chances of finding a good, pre-owned one that fits both your budget and your transportation needs are greatly enhanced. When you buy a new vehicle, the minute you drive it off the lot, it loses thousands of dollars in value. When you buy used, someone else has absorbed that depreciation. In addition, you have several research tools at your disposal to help you make a sound buying decision. Web sites, such as www.edmunds.com and www.kbb.com (Kelley Blue Book), can help you compare features and prices. Dealers often offer pre-owned certification, extended warranties, and vehicle history reports on many of the used vehicles on their lots.
Before making your offer on a used car, either to a dealer or a private party, ask to see the service history. It also may be well worth the money to have a trusted mechanic check over the vehicle to lookobvious problems. Then, see the credit union for financing, where you will find favorable rates and terms to fit your budget.

Community Spirit Credit Union

"Where people are worth more than money"

The credit union was founded in 1937 for the employees of Joseph E. Seagram & Sons in Lawrenceburg, Indiana and their families. The purpose of the credit union was to provide an affordable source of borrowing and to promote thrift among its members.

Currently the credit union serves anyone working or residing in Dearborn, Ohio, Ripley, and Switzerland counties.

MISSION STATEMENT

The mission of the Community Spirit Credit Union as a non-profit organization, is to provide its members with reasonably priced financial services in an attempt to improve the quality of their lives.